US Small Business Administration (SBA) business loans, which are offered by both Hawaii banks and banks on the mainland, are available for financing the acquisition of the business assets, working capital and buildings of a business.  The loans are made by banks and are partially guaranteed by the SBA.  Currently rates are historically low and generally are variable and are tied to an index like Prime rate.

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Some Hawaii banks to consider (it's always great to establish a relationship with a Hawaii bank if you don't already have one):

• Bank of Hawaii                       

• First Hawaiian Bank               

• American Savings Bank        

• Central Pacific Bank 

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Mainland lenders to consider:

• Diamond Financial 919-782-3101 /  information@easysba.com

• Gulf Coast Small Business Lending JimFrey@gulfbank.com​

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PLEASE NOTE THAT SBA REGULATIONS AND INDIVIDUAL BANK REQUIREMENTS CONSTANTLY CHANGE TO MEET THE NEEDS OF THE MARKET AND GOVERNMENT REGULATIONS AND THAT THE INFORMATION PRESENTED HERE MAY CHANGE BETWEEN THE TIME IT WAS WRITTEN AND WHEN IT IS READ, SO THEREFORE, PLEASE CONTACT THE SBA OR YOUR BANKER FOR THE THEN EFFECTIVE INFORMATION AND REGULATIONS.